Looking for a super fund that:

  makes super easy to understand
  offers competitive fees
  has a strong track record of investment performance
  provides you with access to your super online and via a Helpline
  keeps you informed so you can make the most of your super?

Well, the Mercer Super Trust may be suited to you.

As a member of the Mercer Super Trust's Personal Superannuation Division you’ll have access to a range of services whenever you have a question about your super - including online access to your account information, and a friendly Helpline through which you can ask questions or obtain limited advice from a Mercer financial adviser over the phone.

We can also help find your lost super or consolidate your super accounts into one so that your retirement savings are working hard for you.

Who can join?

The Mercer Super Trust is open to Australian residents – for further information refer to the ‘key features’ below. The Product Disclosure Statement contains more detailed information about the plan, as well as a copy of the application form.

If you would like more information about the Mercer Super Trust, please call our Helpline on 1800 810 558 (8.00am to 7.00pm AET, Monday to Friday).

Key features 

Feature	Mercer Super Trust Personal Superannuation Division
Suggested minimum balance	$3,000 (minimum initial deposit)
Investment performance	Monthly investment reports (available online)
Investment choice	You can choose from: A range of 6 'Ready-made' investment options An extensive range of 'Select-your-Own' investment options. You can change your investment strategy at any time online.
Member services	Online - access to your account information 24 hours a day through a secure website Helpline - a dedicated Helpline service, providing you with access to your account information and limited financial advice Printed communications - regular newsletters and investment updates, an annual member statement, an annual report, and confirmation of any changes to your super account.
Competitive fees	No contribution fee applies to amounts deposited to your account. The management costs that apply to your account will depend on the investment option you choose and the value of your account. For further details on the fees applicable for the Personal Superannuation Division of the Mercer Super Trust please refer to the Product Disclosure Statement (download above).
Insurance options	You can apply for a level of insurance that suits your needs+: Death cover (life protection) only; or Death cover (life protection) and Total & Permanent Disablement cover (TPD cover). Example - A 40 year old white collar male seeking $200,000 of death and TPD cover could currently expect to pay between $170 and $290 per annum.*
Estate planning	You can choose from: Preferred (discretionary) death benefit nomination ; or Binding death benefit nomination. Your beneficiaries may also request to receive death benefits in the form of either a lump sum or a pension.
Retirement income	At retirement you can transfer to an allocated pension within the Mercer Super Trust and receive your payout in the form of a regular income.

+ Eligibility for insurance cover is subject to terms and conditions.

* The cost of death and TPD cover will vary depending on the rating factors that apply to your occupation, smoker status, gender, health and premium rate that applies for your age.

Important information

Mercer Investment Nominees Limited (MINL) ABN 79 004 717 533, Australian Financial Services Licence 235906, is the trustee of the Mercer Super Trust, ABN 19 905 422 981 and a wholly owned subsidiary of Mercer (Australia) Pty Ltd ('Mercer') ABN 32 005 315 917 which is a corporate authorised representative 260751 of MINL. Mercer Wealth Solutions Super Trust is a registered trademark of MINL.

Investors should be aware that the value of any of the investment options offered through the Personal Superannuation Division of the Mercer Super Trust may rise and fall from time to time and neither MINL nor Mercer guarantee the investment performance, earnings or return of capital invests in any of the investment options.

Information contained in this website includes general financial product advice which has been prepared without taking into account your personal objectives, financial situation or needs. It is important that you consider these matters, read the Product Disclosure Statement for the Personal Superannuation Division of the Mercer Super Trust (available from the trustee) and obtain advice from a licensed or appropriately authorised financial adviser before making any decisions concerning your super.