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Looking forward to life after work


We’re healthier, living longer and envisage an active and attractive ‘life after work’ as opposed to a traditional retirement. It’s highly personal and dependent on many factors, some that can be controlled and some that can’t.  That’s where a well thought out game plan may help when it comes to making the ‘life after work’ you’re determined to enjoy a reality.

A well thought out game plan recognises your ability to accumulate wealth is likely to increase through your 40s and 50s. It will also aim to tax-effectively optimise your super and financial well-being without dramatically impacting your net income and current lifestyle.

The big picture

There’s more to it than simply selecting the right super and pension products. Your approach to work, the family home, household budgeting, dependants and any investment in shares, managed funds and property should be factored into your current game plan – in effect, a ‘whole-of-life’ plan.

Getting it right

Ensuring your game plan is right for you and your family is crucial and something of a balancing act.  You need to consider many factors, including tax-effective transition to retirement strategies, which is why you should talk to a licensed or appropriately authorised financial adviser who can show you exactly how getting your game plan right can shape your life after work.

What you need to consider

Because you don’t deal with super and allocated pensions every day, it’s good to deal with someone that does. Someone that can help you develop a game plan that delivers outcomes based on your personal circumstances and goals.

We’re here to help

To discuss your ‘life after work’ with a Mercer financial adviser, who is a retirement specialist, simply follow the link to our financial advice request form, select ‘Retirement options and strategies’ and we will contact you at your preferred time of day – fee free limited financial advice over the phone is just one of the many benefits you’ll enjoy as a member of the Mercer Super Trust.


 
This website is provided by Mercer (Australia) Pty Ltd (Mercer) ABN 32 005 315 917 as corporate authorised representative #260851 of, and on behalf of, Mercer Investment Nominees Limited (MINL) ABN 79 004 717 533, Australian Financial Services Licence #235906. MINL is the trustee of the Mercer Super Trust, ABN 19 905 422 981 (which includes the Corporate Superannuation, Personal Superannuation and Allocated Pension Divisions), the trustee of the Mercer Portfolio Service Superannuation Plan ABN 92 181 844 838, the responsible entity of the Mercer Portfolio Service Investment Plan and a wholly owned subsidiary of Mercer. Allocated Pensions and Transition to Retirement Allocated Pensions are provided through the Allocated Pension Division of the Mercer Super Trust. Mercer provides the Mercer Self-Managed Super Service (the Service) as a corporate authorised representative of MINL. Please refer to our Financial Services Guide. 'Mercer Wealth Solutions' and the petal logo are registered trademarks of MINL. Mercer financial advisers are authorised representative of MINL. This website contains general financial product advice which has been prepared without taking into account your personal objectives, financial situation or needs. You should consider the relevant Product Disclosure Statement for any of the products referred to in this website or the Product Information Statement for the Service and obtain advice from a licensed, or appropriately authorised, financial adviser before making any decisions concerning any of those products or the Service. For details on obtaining a Product Disclosure Statement for any of the products referred to in this website or the Product Information Statement for the Service refer to the website or contact 1800 633 403. © 2010 Mercer (Australia) Pty Ltd.