This calculator has been prepared by Mercer (Australia) Pty Ltd ABN 32 005 315 917 (Mercer) as a corporate authorised representative #260851 (refer to our Financial Services Guide) of Mercer Investment Nominees Limited (MINL) ABN 79 004 717 533 AFS Licence #235906. This material includes general advice. Any general financial advice contained in this information has been prepared without taking into account your personal objectives, financial situation or needs. You should consider these matters and seek advice from a licensed or appropriately authorised financial adviser before making any decisions concerning your super or any other investment decisions.