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Seriously saving for retirement
You could be at the peak of career earnings and discretionary income as your savings increase and your debts are paid off. Health and lifestyle issues emerge as children begin to leave the nest, or as aged parents need care. Inheritances are likely.
Strategy
It's critical to establish your ability to save. Revisit the budget planner to identify savings via salary sacrifice, spouse super contributions, improving tax efficiencies of savings and staying healthy. Gearing levels should have peaked and begun to wind down if age 55 is your retirement goal.
Do you need further advice?
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Your checklist
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