Mercer Wealth Solutions is different from most financial advice firms.

Our adviser team consists of about 90 professionals based around Australia who are:

• Experienced in strategies for creating and protecting wealth 
• Skilled advisers who can explain things simply and concisely
• Supported by the Mercer group of companies with access to global investment expertise
• Strong advocates of Mercer's local and global professional standards 
• Qualified in areas such as accounting, actuarial, economics and financial planning.

We are committed to providing clear fees for service so there are no surprises.

Because everyone’s needs are different, Mercer Wealth Solutions uses a strategic advisory process that considers your goals, lifestyle and budget. We then recommend practical ways to meet your objectives.

A Mercer financial adviser can help answer many of the questions you may have regarding your financial well-being, including:

• How much super will I need at retirement?
• Should I consider a transition to retirement strategy?
• Is a self managed super fund for me?
• Are there strategies I can use to protect and distribute my assets to my intended beneficiaries?
• How does divorce impact on super?
• What assets are distributed through a Will, and what assets aren't covered by a Will?
• What type of social security entitlements might I be eligible for?
• What can I do to maximise any social security entitlements I may have?
• Do I have sufficient insurance cover to meet my debts, should I fall ill?
• What insurance does my super fund provide and should I take these up?
• What fund manager(s) should I use?
• Should I try and time the markets or invest for a longer time frame?
• Is there a better home loan rate out there for me?
• Should I remortgage my home to buy an investment property or set up a business?

1. Collection of information - before your initial consultation with your adviser, we ask you to complete a Fact Find which maps out your financial position and objectives, risk profile and budget.
2. Goals and objectives - at your initial consultation, we will go through the Fact Find and look at your financial goals. At this stage we will discuss the steps you can take to improve your financial well-being, for example, insurance, tax minimisation, investments and retirement.
3. Research, analysis and strategic planning - following your consultation, your adviser will identify the strengths and weaknesses of your current financial position, taking into account your goals and life stage and will research options for you to consider.
4. Report alternatives and recommendations - we will then develop a strategy for you based on your short- and long-term financial goals and your lifestyle objectives. We will bring this all together as a written financial plan, which is reviewed by a second adviser.
5. Sign-off and implementation - we will assist you in implementing your plan and outline in advance any fees applicable before going ahead.
6. Ongoing review - we will track and monitor your investments and review your needs, your objectives, investment strategy and portfolio on an ongoing basis to take into account any life changes.

Mercer Wealth Solutions' mortgage lending service can take the hard work out of finding a loan that meets your needs, saving you time and effort. Find out more about how our specialist lending advisers can help you find the right home loan, or refinance an existing mortgage here.

Our specialist insurance advisers can review your current level of insurance cover (if any) and provide an insurance consultation. The consultation, which takes approximately 30 minutes, can be completed either in person or over the phone. As an additional service, our advisers can also help you find a better rate or offer for any existing insurance cover you have. Request an appointment online.