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How long will I live for?
Factors affecting life expectancy
orange line
  Are you female?
Reason: females live longer
  Yes: No:
  Did any of your grandparents live to age 85?
Reason: 25% genetic factor
  Yes: No:
  Did all your grandparents reach age 80?
Reason: 100% genetic factor
  Yes: No:
  Did either of your parents die of cardiovascular disease before age 50?
Reason: 20 - 25 years less than national average
  Yes: No:
  Did any of your parents or siblings either have/had cancer, heart condition or juvenile diabetes before age 50?
Reason: genetic
  Yes: No:
  Do you exercise at moderate intensity (aerobically) for at least 30 minutes 3 or 4 times a week?
Reason: inactivity is a major risk factor
  Yes: No:
  How many cigarettes do you smoke a day?
Reason: smoking is the greatest modifiable risk factor
 
  Do you eat fresh fruit and vegetables:
Reason: low fat, high fibre, anti-oxidant - can help prevent heart disease and cancer
  Every day
Most days
Occasionally
Rarely
  Do you eat a healthy breakfast (cereal, toast or fruit):
Reason: stimulates metabolism - fruit and fibre
  Every day
Most days
Occasionally
Rarely
  Do you have high blood pressure?
Reason: risk factor of stroke and cardiovascular disease
  Yes: No:
  Do you have elevated cholesterol?
Reason: risk factor for heart disease
  Yes: No:
  Do you drink more than 6 standard alcoholic drinks per day?
Reason: heavy consumption associated with a number of illnesses
  Yes: No:
  Do you drive more than 40,000km a year?
Reason: time on the road is a risk
  Yes: No:
  Did you receive a speeding ticket in the past year?
Reason: speed kills
  Yes: No:
  Your age:
Reason: some diseases become less prevalent as you age e.g. type 1 diabetes
  under 30
30 - 50
50 - 60
60 - 70
over 70
  Do you either sleep less than 5 hours or more than 10 hours a night?
Reason: irregular hours disrupt natural sleep cycles (hormone levels, immune systems)
  Yes: No:
  Do you live in an urban area?   Yes: No:
  Do you live in a rural area?   Yes: No:
  Do you work at a desk?   Yes: No:
  Are you physically active?   Yes: No:
  Do you plan to work past the age of 60?
Reason: work adds purpose to life. Stopping work is associated with increase in mortality rate
  Yes: No:
  Did you complete high school?
Reason: more likely to have career success which can affect psycho-emotional well being and health
  Yes: No:
  Do you have a university degree?
Reason: enhanced potential for career success
  Yes: No:
  Are you:    
 
intense and easily angered   half way   easy going and relaxed
  Reason: stress and volatility are associated with suppression of immune system and predisposition to cancer, heart disease and other illnesses  


  Do you earn more than $60,000 a year?
Reason: higher paid jobs generally have higher levels of responsibilities and stress
  Yes: No:
  Do you live alone?
Reason: loneliness is a risk factor
  Yes: No:
  Rate yourself on how much pleasure you get from:
  Lot Little None
Work
Family
Friends
Love life
Where you live
  Do you expect to live a long and healthy life?
Reason: your attitudes and psycho-emotional profile have an impact on your well-being
  Yes: No:
  Do you have a pet?
Reason: people with pets live longer on average
  Yes: No:
  clear_all   calculate
  Results  
  Your life expectancy is:    

Programming and calculations for this calculator were provided by AMP Limited (ABN 49 079 354 519)

This information has been prepared by Mercer (Australia) Pty Ltd ABN 32 005 315 917 as a corporate authorised representative #260851 (refer to our Financial Services Guide) of Mercer Investment nominees Limited ABN 79 004 717 533 AFS Licence #235906. This material includes general advice. Any general financial advice contained in this information has been prepared without taking into account your personal objectives, financial situation or needs. You should consider these matters and seek advice from a licensed or appropriately authorised financial adviser before making any investment decision.